a very curious question...

May 12, 2005 18:32

i kinda want to take a look at my credit rating...does anyone know a free website where i can view my credit rating and see where it's standing?

any help would be greatly appreciated!!!

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Comments 17

ambienceman May 13 2005, 00:15:02 UTC

heinousbiotch May 13 2005, 13:52:12 UTC
i don't want to know my credit rating.

it's bad.

like real bad.

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abstractshan May 13 2005, 15:42:03 UTC
i get the feeling that mine is slowly turning bad...but i want to know...

ugh...credit ratings suck...big time!

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heinousbiotch May 13 2005, 15:45:10 UTC
that they do, well, i know mine isn't TOO bad, i was able to rent an apartment despite my credit check, and he said there were SOME things there, but nothing that flagged me. i guess that's a relief.

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abstractshan May 13 2005, 15:47:20 UTC
*sigh*

i just need to get rid of debt...big time...

i have a feeling we're in a similar boat...ja know?

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hydrallus May 13 2005, 17:49:38 UTC
I know alot about this sort of thing, its me job.

The FACT Act passed last year entitles every american citizen to 1 free credit report a year (actually 3, 1 from each bureau). I don't have the exact link, its kinda buried on the internet.

You have two types of inquiries. A soft pull (or look) and a hard pull.

You want to avoid doing a hard pull when checking your own credit and avoid giving your info to the wrong website, or you're gonna get your info sold. I would go with the government route. I'll find that link (otherwise I can pull yours for you if you really want, I got access right here).

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hydrallus May 13 2005, 17:51:52 UTC
Ok, I got it. Don't use any other site but this one.

https://www.annualcreditreport.com/cra/index.jsp

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hydrallus May 13 2005, 23:44:49 UTC
Did you check it? You gotta post them scores!!!

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abstractshan May 14 2005, 02:59:05 UTC
hahaha...i probably won't post the score...

and i haven't checked...i have guests staying with me right now...i'll get to it when i'm done...

and thanks for the website...you're my new favorite friend!!!

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