that they do, well, i know mine isn't TOO bad, i was able to rent an apartment despite my credit check, and he said there were SOME things there, but nothing that flagged me. i guess that's a relief.
The FACT Act passed last year entitles every american citizen to 1 free credit report a year (actually 3, 1 from each bureau). I don't have the exact link, its kinda buried on the internet.
You have two types of inquiries. A soft pull (or look) and a hard pull.
You want to avoid doing a hard pull when checking your own credit and avoid giving your info to the wrong website, or you're gonna get your info sold. I would go with the government route. I'll find that link (otherwise I can pull yours for you if you really want, I got access right here).
Comments 17
http://loan.yahoo.com/c/
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it's bad.
like real bad.
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ugh...credit ratings suck...big time!
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i just need to get rid of debt...big time...
i have a feeling we're in a similar boat...ja know?
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The FACT Act passed last year entitles every american citizen to 1 free credit report a year (actually 3, 1 from each bureau). I don't have the exact link, its kinda buried on the internet.
You have two types of inquiries. A soft pull (or look) and a hard pull.
You want to avoid doing a hard pull when checking your own credit and avoid giving your info to the wrong website, or you're gonna get your info sold. I would go with the government route. I'll find that link (otherwise I can pull yours for you if you really want, I got access right here).
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https://www.annualcreditreport.com/cra/index.jsp
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and i haven't checked...i have guests staying with me right now...i'll get to it when i'm done...
and thanks for the website...you're my new favorite friend!!!
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