help!

Dec 28, 2006 02:40

I am in need of some advice ( Read more... )

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lovelessredhope December 30 2006, 05:35:40 UTC
Man, I wish I could get my own apartment. I am going insane here too. But.. I don't have a car... or an income at the moment. Plus I'm outta here in 4.5 months again anyways...
Sorry this comment is useless, but I don't know much about loans..
annnnnddd.... yeah..

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life_is_amusing January 2 2007, 00:15:20 UTC
I took out a citibank student loan, I qualified for a subsidized student loan (Stafford student loan) due to low family income, which meant that the government paid the interest on my loan. Although I paid them back within one semester, they would have continued to pay my interest for up to 1 year after I graduated. To qualify for subsidized you need to have completed a FAFSA which will qualify you that way. Otherwise, you will have to get an unsubsidized student loan which often comes with a hefty interest rate. Citibank was good to work with for me and they have really nice loan counciling. They also have good info online.

How large a loan are you looking at taking out?

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