Comments | amorousnerdium: Hard Work Finally Paying Off

amorousnerdium

Hard Work Finally Paying Off

Mar 21, 2009 20:08

A few of you have seen me bitching and complaining about getting my credit straight over the past few months. Lord knows I have been BUSTING my ass to fix everything. To put things in perspective, at this time last year I had a 498 average according to my identity theft insurance package. Last week just before I filled out the paperwork for our new ( Read more... )

happiness, financial, projects

Comments 12

mikomiyu March 22 2009, 01:16:57 UTC

Is that just a range with all three bureaus? Or is that just a specific one? Either way, GOOD JOB!

amorousnerdium March 22 2009, 01:21:15 UTC

It's the average across all three. The actual breakdown is:

Eq - 702
Ex - 716
TU - 745

mikomiyu March 22 2009, 01:22:30 UTC

You would qualify for the best interest rates with Keesler =D

amorousnerdium March 22 2009, 03:27:26 UTC

If only they would have gave me a better rate on savings account I would have went with them...

Thread 10

24_24_1_1526 March 22 2009, 04:12:23 UTC

hey, i'll be bankrupt after this week, want to work on my credit score for me? also, how in the HELL are your student loan payments $7???

amorousnerdium March 22 2009, 06:10:44 UTC

I originally had $5,600 remaining in student loans May, 2008. I paid off all of it except roughly $1,600. Then I consolidated the remaining balance through the Department Of Education's Direct Loan program and that brought my payments down to about 7 dollars. Rather than paying it off, I left it active with automatic withdraw from my checking account to keep it paid on time without worrying about it. This left a single loan on my credit report that is always "paid as agreed" but is not large enough to hurt my income/debit ratio.