I was up making myself some lunch, and I decided to run across something I had been thinking about with my father. He was sitting on the couch watching Mark play the XBOX, so I figured he had time
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"You know how they only give financial aide to people who are going to college full time?"
I guess I don't know where you are exactly, so I'm making an assumption here, but any programs that I'm aware of for the US, including the federal assistance program, you can recieve aid for part-time. You can't take less than 6 credit hours, but that's half-time. I know, because I did it.
When I first enrolled at the local college they said they only offer financial aid for students who were full time.
My brother is going full time right now and he doesn't even qualify for much aid cos last year my parents made a lot of money.
Since they go by the previous year's tax info maybe next year we'll qualify for more, cos dad lost his job since last tax season, and we're making less than half of what we used to.
Why is school so damn expensive? It's almost like they don't WANT Americans to better themselves.
I think I'm going to make an appointment with one of the councilors and try to figure out my options, cos I really want to go back next semester.
There's aid that's based on financial need and then there's federal loans. A lot of people (myself included) had to depend on those loans to pay for school. However, if you've had a change in financial status, you can alert your school's finaicial aid office to have them re-evaluate your EFC (Expected Family Contribution) (did that too, my dad went on disability while I was in school). Also, your need level improves when there's more than one family dependent enrolled at school at the same time.
That said, you /can/ get deferred payment loans (meaning, you don't have to start paying them back until 6 months after you stop taking classes (whether due to graduation or other reasons)) regardless of your need.
I do know that student loans will be forgiven, oftentimes in their entirety, if someone has a severe and persistent mental illness. You might have to be on SSDI, though. I'm not sure. So you'd THINK there'd be some kind of provision
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I've actually thought about going on SSDI to help pay for college, but then in the line of work I'm going into, that could ruin my chances of getting a job, especially if they found out WHY I was on SSDI.
They'd be understanding if I had a broken back and got better after physical therapy, but people tend to be less understanding when there's madness involved.
Though come to think of it, you'd think a little bit of insanity would be a useful thing for a forensic psychologist to have on their side. Better knowing and understanding your subjects and all that jazz.
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I guess I don't know where you are exactly, so I'm making an assumption here, but any programs that I'm aware of for the US, including the federal assistance program, you can recieve aid for part-time. You can't take less than 6 credit hours, but that's half-time. I know, because I did it.
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My brother is going full time right now and he doesn't even qualify for much aid cos last year my parents made a lot of money.
Since they go by the previous year's tax info maybe next year we'll qualify for more, cos dad lost his job since last tax season, and we're making less than half of what we used to.
Why is school so damn expensive? It's almost like they don't WANT Americans to better themselves.
I think I'm going to make an appointment with one of the councilors and try to figure out my options, cos I really want to go back next semester.
Reply
That said, you /can/ get deferred payment loans (meaning, you don't have to start paying them back until 6 months after you stop taking classes (whether due to graduation or other reasons)) regardless of your need.
From the Student Guide to Federal Aid via the US Department of Education:
http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp
Who can get a Stafford Loan?
If you’re a regular student enrolled in an eligible program ( ... )
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They'd be understanding if I had a broken back and got better after physical therapy, but people tend to be less understanding when there's madness involved.
Though come to think of it, you'd think a little bit of insanity would be a useful thing for a forensic psychologist to have on their side. Better knowing and understanding your subjects and all that jazz.
Something akin to artistic imagination...
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