banks suck

[aventurine]

anybody know any good banks for checking accounts? without fees. student accounts. no transaction limits. something like that. i finally closed my checking account because of the issues. i didn't want to do it, since i have like 1000 blank checks that i just ordered, but alas.

Comments

[ewake]

most banks have free checking, i think... tcf especially (totally free checking!)... bank of america has everything free if you have any kind direct deposit. not sure what's around your area though.

[aventurine]

i don't know if there are any around here. i'll check it out, though. thanks :)

[surrealtime]

I just opened an account at a new bank, not for dissatisfaction with my old bank, just because I wanted a separate account.

The Charter One banks have a nice free checking account. Free checks, no fees. Right now, if you go to one that's in a Tops Friendly Market, you get a couple extra bonuses. A $20 Tops gift card. And if you sign up for direct deposit in the next 90 days after opening the account, they send you a Mastercard gift card with $100 on it. Nothing wrong with that.

[aventurine]

ooh! that's nice! where are those on the west side?

[surrealtime]

Depends of how far west you want to go. I only know of the one down the street from my house in a Tops in North Ridgeville, one in Tops in North Olmsted (Brookpark Ext.) the I frequent on occassion, and there is a stand along branch around the corner from my work at Columbia and Detroit in Westlake.

[jjjiii]

Look into credit unions.

[aventurine]

there's one for work that's supposed to be really good, but the problem with those for me is the hours... if i ever would actually need to go there, they're never open. like they close early during the week, aren't open weekends, etc. do they have fees?

[jjjiii]

Generally speaking, credit unions are much better about fees than banks. It varies by institution though.

online banking

[iconoclasticity]

Most half-decent ones have online banking, as well. I've never found back hours to be an issue. I either drop the check in the mail, or use the overnight depository.