wow, this is impressive. for the first time in my life, i owe the IRS tax money from my unemployment. it's been a dirty secret. how did you negotiate with them? congrats for tackling money stuff head on-- i get so avoidant about it and i know it's something i need to overcome if i am ever going to improve my lifestyle!
Well when you don't pay the IRS they seem to make a point of reminding you about it. They had by far the highest interest rate on debt of anyone I interacted with so I had to deal with them first. I basically called every number on every notice they sent me, and with the help of an accountant we talked them down a bit. It sucked. But I tried to appeal to their human side, explaining that my business had gone under and I was unable to pay all of my debt, but that I was trying to prioritize payments based on who was able to negotiate with me. That seemed to work... and being generally pleasant with them also seemed to help get their extra effort in helping me figure it out
( ... )
thanks! i am okay. i don't have credit card debt, but i don't have great credit either. i opted to get all of my unemployment checks (and not have taxes deducted) which meant owing money later. i was promised some help but the family member forgot, and it's been awkward to remind. i finally sent an email today b/c i got scared from those notices.
Yeah, you did really well this year on the holyshitwehaveatonofdebt front.
I think that having a challenge of that magnitude during the first year of our marriage made me realize 10 fold that we are capable adults who can work hard together. AND the whole experience went a long way towards making me comfortable with your self-employment.
And, if I may seize my hormonal right to wax poetic over anything family related for a second, I think that having constants like a happy marriage and a semi-content Sopor help with things like stressful goo coming (and mostly going).
Comments 5
Reply
Reply
Reply
btw: i saw just saw locavore on the back cover ad of saveur magazine last night.
Reply
I think that having a challenge of that magnitude during the first year of our marriage made me realize 10 fold that we are capable adults who can work hard together. AND the whole experience went a long way towards making me comfortable with your self-employment.
And, if I may seize my hormonal right to wax poetic over anything family related for a second, I think that having constants like a happy marriage and a semi-content Sopor help with things like stressful goo coming (and mostly going).
Reply
Leave a comment