So, next year my family will have no income. Again. We did that earlier this year, and we've only just gotten back to the point where we don't owe any one money from that time, and we've paid off the debts and stuff that we accumulated. We were finally going to have a month without Christmas or Birthdays or door payments...
Except not, I guess.
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I shall keep things crossed for you.
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I know as a Bank Manager the calls I used to hate making were the ones where people would do anything to avoid talking to you. They never answered the phone or returned, ... they left it too late for us to do anythign useful! I used to think oh FFS just pick up the phone and call us and we can work out a plan and everyone can get on with things in a calm manner, instead of waiting til the last minute and panic. I think most companies are the same. They'd rather have the conversation and know there is a plan and that bills will be paid, than be put in the situation of having to send out final notices.
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Anyway, hopefully this won't be an issue. :)
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