35 bucks overdraft charge for being 77 cents overdrawn. I fucking hate banks. Ugh!! They of course always make their money off of the poorest customers.
I called my bank today and acted bewildered and near tears over the $66.00 charge in overdraft fees for two charges: one for $4.00 and one for $4.50. They waived the fees for me.
There was an expose on the news about the overdrafts over little things like that only last week and it talked about how the laws are changing in the new year to where banks must justify all overdrafts in writing or something like that, so I think if you called your bank and looked into it, tell them you are broke and this is seriously hurting you, they may waive it.
i hear ya on that one. they've screwed me with that a dozen times before. be glad it was only one transaction. if you'd bought another 35 cent pack of gum after that before they cleared all the transactions for the day, that would be like a $65 pack of gum when all was said and done. ugh.... hatehatehate....
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There was an expose on the news about the overdrafts over little things like that only last week and it talked about how the laws are changing in the new year to where banks must justify all overdrafts in writing or something like that, so I think if you called your bank and looked into it, tell them you are broke and this is seriously hurting you, they may waive it.
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be glad it was only one transaction.
if you'd bought another 35 cent pack of gum after that before they cleared all the transactions for the day, that would be like a $65 pack of gum when all was said and done.
ugh.... hatehatehate....
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