I have the following as a reference for myself; but since it may be helpful to others, I've decided to post it here. This is a how-to based on the
official F@H FAQ, but giving it its own user account for a bit tighter security.
Become the superuser ("root"):
$ su -
Add the user, and switch to its ID:
# useradd -d /opt/folding -c "Folding@Home user" -m
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