How is it that our trailer park trash history won't let us free?!?!
Perhaps we rely on the modern convenience of "credit" and "loans" to help us acheive the American dream, which equals debt beyond what you could feasibly imagine.
Perhaps Robin Hood ain't so outdated after all. :)
Cash income is a joke. My minimum expenditures (ie, paying my bills) is more than what I bring in. Hence, the wicked pay day loans. I was fine the first few months b/c I had credit. Now, no more....
You left out one very important and realistic option: Sugar Daddy.
Not that either of us will ever be so fortunate. Sugar daddies are only for full-time blond sluts. So, I guess we'll have to end up making meth and selling it on the streets. haha
Not sure if you want financial advice, but some ideas:
1. Get rid of your jeep! You're less than three miles from work now. That'll save you your loan payment, insurance maintenance and fuel costs. Riding your bike means you can cancel your gym membership too.
2. Stop throwing your money away with payday loans and check cashing joints. I don't know if you've ever opened a bank account, (you never did in AZ for some reason) but you should. There's no way these places are helping you short or long term. They're just a bad habit.
3. Call a credit counseling service to help you manage paying down your credit cards. And stop using them. I imagine when you say these account for 1/2 your monthly salary that's paying the minimum. You'll never get rid of them and your overall debt will only grow if you don't deal with these now.
4. Don't eat or go out as often (if you do.) You'll save lots of money and eat better -- again less reason for a gym membership.
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Perhaps we rely on the modern convenience of "credit" and "loans" to help us acheive the American dream, which equals debt beyond what you could feasibly imagine.
Perhaps Robin Hood ain't so outdated after all. :)
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(The comment has been removed)
You left out one very important and realistic option: Sugar Daddy.
Not that either of us will ever be so fortunate. Sugar daddies are only for full-time blond sluts. So, I guess we'll have to end up making meth and selling it on the streets. haha
That is what gay men do, n'est-ce pas? :-P j/k
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1. Get rid of your jeep! You're less than three miles from work now. That'll save you your loan payment, insurance maintenance and fuel costs. Riding your bike means you can cancel your gym membership too.
2. Stop throwing your money away with payday loans and check cashing joints. I don't know if you've ever opened a bank account, (you never did in AZ for some reason) but you should. There's no way these places are helping you short or long term. They're just a bad habit.
3. Call a credit counseling service to help you manage paying down your credit cards. And stop using them. I imagine when you say these account for 1/2 your monthly salary that's paying the minimum. You'll never get rid of them and your overall debt will only grow if you don't deal with these now.
4. Don't eat or go out as often (if you do.) You'll save lots of money and eat better -- again less reason for a gym membership.
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