Sep 02, 2009 03:33
Welp, its nearly official. The bank gave me my loan for the house. And in my name no less, not my father's. Thank you credit score...
But that means I pretty much have a house now!! I just need to go down to the bank to sign the closing paper's, sign my life away, and its mine! Woo hoo!!! Sooooo excited!!!!!
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And I kinda took a shortcut on buying this house. It was originally owned by the builder who went bankrupt in the middle of building it (hence why its unfinished). The bank repossessed it, took it to auction, but no one bid on it. So when I found it, they hadn't put it back on the market yet and I had to track down the bank that owned it.
And since Wachovia had ass-fucked me and refused to give me a loan, I went directly to the bank that owned the house for the loan as well. So by getting approved for a house loan from them meant that they would also be giving me the house as well. It almost cuts out the middle man but because of bureaucracy, they're still basically giving me a wad a money that I'll be giving back to them in exchange for a house...
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so i mean that tends to expedite the process a lot
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