Made with Adobe Photoshop Elements 2.0. Translatable.
Level: Easy
1. Crop your image. Duplicate your base and set it to Screen 100%. Then go to Filter > Sharpen > Sharpen.
2. Add a new layer. Fill it with
Set it to Exclusion 50 %
(If you like it you can stop after this step.)
3. Add another new layer. Fill it with
Set it to Soft Light 100%
4. Add another layer. Fill it with
Set it to Color Burn 100%
5. Duplicate your base. Set it to Screen 100%.
6. Add this texture
Set it to Lighten 100%.
7. Now... add this texture
Set it to Color 50%.
8. Add a new layer. Fill it with
Set it to Exclusion 50%.
That's it. You're done. Very simple, huh?! Hope you like it.