Credit report stuff

Jul 12, 2005 09:31

Bren and I recently obtained free copies of our credit reports in accordance with the new law. Go to the annual credit report site for more info. Anyway, on my report I noticed that Capital One Bank has pulled my credit thirty-one times since 6/3/03. They do this in order to offer me a "preapproved" credit card, even though the applications I ( Read more... )

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Comments 6

skirlnik July 12 2005, 19:37:01 UTC
Awesome. I'm totally in on this.

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chimchim237 July 13 2005, 05:45:02 UTC
i recently got my credit report as well.
this is going to come in really handy w/ the whole buying a house bit.

i like that you can, "leave a comment" one one or more of them. i'd like to explain that yea - i've been self-employed pretty much the entire time i've been in tulsa starting my business and so thus didn't have a lot of spare cash lying around with which to pay off my student loans....

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sara6908 July 13 2005, 07:28:20 UTC
i had to bounce around between the 2 toget info to log onto equifax. apparently i've lived in ohio and ky. dont ever recall it though.

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sara6908 July 14 2005, 02:06:27 UTC
You can dispute any info that isn't correct. For personal info you'd have to call them, but I did it and it wasn't too bad. It took less than two minutes once I actually got a person on the phone. (There were several variations on my name - typos no doubt - that I wanted off there. I didn't want it looking like I'd attempted to use different names.)

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dollface74128 July 14 2005, 02:14:59 UTC
that was me. sorry...didn't realize I wasn't logged in.

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saraleigh000 August 29 2005, 17:13:17 UTC
Thanks for the link and info, I have some trouble getting in touch with those people!

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