My idea for improving health care in America
- We need to return to the notion of "health insurance" instead of "health care payment plan." Today's "health insurance" couldn't be farther from insurance; it is merely a health care payment program today. Used to be, insurance was insurance (that is, insuring against major, unpredictable loss). Today it is simply a means of paying for health care ( Read more... )
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http://www.contingenciesonline.com/contingenciesonline/20090506/?pg=42&pm=2
Short version: - there's a universal HMO for very basic stuff [and yes, you're forced to pick this, and it's subsidized], and then there's secondary insurance [which you don't need to get, but covers quite a bit of medical care].
No, it's not true insurance either, but I think this sounds like a good way to go with Medicare, which we've already got to deal with. I think reforming Medicare is a much more urgent priority, as the money problem with it has pretty much already arrived.
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