i got denied for three reasons (according to the bank): 1. I've applied for credit too many times 2.I have too much credit card debt 3. The amount of student loan debt that I already have is too much for the amount of time I've been in school.
All of those are pretty bogus, my credit card debt really isn't that bad, I haven't asked for credit an unreasonable amount of time, and I go to NYU, so, of course I'm going to have a lot of student loan debt, you know?
They're really being strict with student loans b/c of the state of the economy. I also don't have a co-signer b/c my parents have terrible credit and I don't have any other family members who would help me. Even if I did have a co-signer though I'm still not sure if I'd get approved.
Oh well, I'm actually kind of looking forward to going back to work.
haha, i know. i'm pretty free during the week these days, next week i'm headed to Pennsylvania, but after that i don't have any set plans. what's your schedule like during the week?
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i got denied for three reasons (according to the bank):
1. I've applied for credit too many times
2.I have too much credit card debt
3. The amount of student loan debt that I already have is too much for the amount of time I've been in school.
All of those are pretty bogus, my credit card debt really isn't that bad, I haven't asked for credit an unreasonable amount of time, and I go to NYU, so, of course I'm going to have a lot of student loan debt, you know?
They're really being strict with student loans b/c of the state of the economy. I also don't have a co-signer b/c my parents have terrible credit and I don't have any other family members who would help me. Even if I did have a co-signer though I'm still not sure if I'd get approved.
Oh well, I'm actually kind of looking forward to going back to work.
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I hope I can see you. I'd love to try anyway. It amuses me greatly that we still haven't shared a physical space. (:
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