Aug 23, 2005 07:16
Speeding tickets assign larger-than-"just" penalties to individual instances of speeding at least partially in order to serve as deterrence. So I say we should privatize the highways and then institute a system where speeding is allowed but results in payment of a risk premium. Or perhaps something finer-grained and less heuristic would be
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(It's also almost always a winning bet; even you only get the points waived, you gain enough from not taking the insurance hit over the next several years that you could take an unpaid day off from work and still be ahead of the game.)
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At least partially, the penalties are high because the system rewards appeal by reducing the penalty.
I think overall in the last few years, I've paid less than 50% of the nominal fines assessed on the ticket. I contest nearly* every ticket, and have in most cases had my fines reduced. In some cases, the fines have been waived entirely.
Moreover, by appealing, I have thus far in every case had the point penalty waived, which has preserved my insurance discounts.
*I paid my last ticket, for 65 km/h in a 50 km/h zone, on the theory that buying a round-trip ticket back to New Zealand in order to contest a NZ$80 ticket was not cost-effective. Also, it was also clear that the NZ authorities weren't going to report the ticket back to the States. (Otherwise, it might have ended up being worth the cost...maybe.)
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