That is awesome, but psssst - the fact that you have $1000 on your credit card bill does NOT necessarily mean that you can't get a loan. if you are making payments every month, then your credit is fine. I currently have over $6000 in credit card debt right now (holy christ on a cracker i didn't realize it was that much until i just added it all up), but my credit score is definitely in the "good" range (and would be higher except that I stopped making payments for a few months about a year ago). I thought it would be much worse, but apparently all credit companies really care about is that you are making some kind of payment every single month.
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