I started my taxes (I thought for a bit that they were due April 1, hence my starting them) but am not done yet. Last year I owed the feds more than a thousand, so I went to my HR and told them to list me as having 0 dependents (not even myself) b/c I don't like owing money at the end. I'm told that this is a prime example of the marriage tax break, that as a single person you generally end up owing a lot if you put down the "right" number of dependents.
Yeah, I should probably know more about all this, but I can't be bothered. I can pay rent, buy food, hang with family and friends, and squirrel away a tiny amount. That's about the extent of my financial know how.
I only changed my number of dependents because older and wiser colleagues said that was the way to fix what I thought was broken in my taxes! Now I'm trying to figure out if I should change my retirement plan, and I'm basically asking JY what to do. I have no clue where she learned what she knows about money. We were saying a couple weeks ago that we wished HCHS had financial planning or personal finance or something as part of the classes we had to take.
It's also pretty weird having my finances starting to get tied up with T$'s, because neither of us are very financially savvy, and the things we know are opposite of each other, but we don't really know what we don't know, so we keep thinking the other one's wrong, but knowing that we don't really know for sure. I wish I were rich enough I could just hire someone to be entirely in charge of my finances - and that I could find someone who I trusted enough to not screw me in the process!
Congratulations! (I needed extra cash during the year so changed my withholding a few too many times and now have to pay the penalty, so I HAVE been putting off the paying, at least...)
::hides face:: I just realized I still need to do mine. Gah. I'm pretty sure I'm getting a refund (though not a huge one) but I just seem to keep putting it off!
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It's also pretty weird having my finances starting to get tied up with T$'s, because neither of us are very financially savvy, and the things we know are opposite of each other, but we don't really know what we don't know, so we keep thinking the other one's wrong, but knowing that we don't really know for sure. I wish I were rich enough I could just hire someone to be entirely in charge of my finances - and that I could find someone who I trusted enough to not screw me in the process!
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I can feel not guilty until next January! Woot!
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Refunds are happy things :)
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