In November 2004, I had just moved to Minneapolis after an extended time spent living abroad. My annual salary as a graduate student and Spanish teacher was $12,000, and budgeting each month was an exercise in extreme austerity (my checking account balance frequently dipped into the single digits for weeks at a time). I did not own a car, worked
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During my poorest days, I was still lucky...I had a place to live, a car, and a job (though not full-time), and I had a family that would help out if anything really bad happened. I can't imagine how I would have made it without those advantages. It really does change your perspective on life.
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