I know some folks who are having credit problems, and who are doing like I used to. Namely, not making payments, or sacrifices to make payments, and most importantly, hiding from their creditors
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I haven't really looked into what my credit rating is. Its not too important to me right now, but in a few years it will be critical. However, I am already making payments, and making sacrifices to make sure I make them. By the end of the year I will have all my debts paid off. That should probably help my credit rating.
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