Some computer is out at whack over at Discover Personal Loans. They just sent me a promotional flyer comparing a loan of $16,000 at 7.99% APR against . . . wait for it . . . a loan of $16,000 at 7.99% APR. They then magically achieved thousands in savings by assuming that I'd pay off this loan in 48 months, rather than with minimum payments. (
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