being denied. Credit applications suck. I guess I'm gonna have to go thru some crazy agency first. I am 24 frickin years old, and have been scared to death of credit cards thanks to my parents...and NOW I know I need one. FML
Noooooooooooo...don't do it. I beg you. They are evil. PURE EVIL. Especially with all of the stipulations they have for credit cards now. In the long run, its not worth it.
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