to
With just colours and layer modes.
1. Prepare your base.
2. Duplicate the base twice. Set the top copy to Soft Light. Set the one closest to the original base to Screen, at 50% opacity.
3. Make a new layer, fill it with #0F4269, and set it to Exclusion.
4. Make a new layer, fill it with #C8C8C8, and set it to Burn.
5. Duplicate the base, drag it to the top, and set it to Soft Light.
6. Make a new layer, fill it with #F1AC5E, and set it to Burn at 20% opacity.
7. Make a new layer, fill it with #4E4E4E, and set it to Dodge.
Questions? ^^
(that was the first tutorial I've posted on lj)