At first it occurred to me that you might be going on about the current "crisis" which requires sacrifices and fastening the belts for a future betterment. :)
Even granting that this argument is a bit above my "pay scale" I relate to my understanding of it, and agree. This is the type of thing that made me what to friend you...well and the music videos :D
Property at your home is owned by the your employer and furnished for your use, see if your employer is the covering it already or can cover it. You won't need supplemental the insurance if the items are already covered.
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equity release
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