Car-less
Despite my reputed class privilege (presumably social), I have been finding it really hard to make ends meet and pay off my student loans. I lived off credit cards during periods of unemployment (dot-bomb, esp) because my age, education and lack of children excluded me from public assistance (I was offered less than $20 in MUNI tokens, once,
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You can always make up for the privileged class and qualify for public assistance by developing a healthy crack habit.
It has crossed my mind.
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but, no, I just used cash advances and ran up a pile of credit card debt for rent, PG&E and groceries.
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At one point, my boyfriend and I were living in SF and worked out that it was cheaper to rent a car for one weekend a month than to pay for garage, insurance, break-ins, fuel (and you can't put a price tag on the ever-present parking hassles!). Worked well for us!
Good luck. I'm thinking about a scooter or motorcycle, my work is poorly situated to commute by bicycle, bus or foot....
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I don't need to cultivate friends for rides -- there isn't that much I need to do that I can't do on bicycle, foot, bus or train. Except camping - and I live a few blocks from "Rent a Relic" where I can get a 2003 Ford Focus for $150 for a week!
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Another option is to get an ultra cheap one and just not use it much. Insurance/payments would be low that way. Or a motorcycle. But if you can get by completely without one, even better!
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