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[jillica]

So, I talk about money alot. I'm a details kind of girl. I'm not an elusive person. I don't beat around the bush. I'm too tired for that kind of stuff. I don't have the energy to not be straight forward

Comments

[itzjrock]

if it is one where you will get penalized then leave some small amt where you will be sending in something like 25$ a month to pay it off. My friend did that with her car. She said she rather have the small amt then a huge monthly payment.

[adorabelle]

If there is a penalty, normally it is a percentage of the principal balance. For example, say you owe $3500 and the penalty is 10% of the remaining balance. You would want to make a payment of $3499 (just a regular payment- they can't penalize you for that) and then after that pay it off. Does that make sense? I can help you more if you want! :)