Need help, In a bit of a financial bind

Aug 16, 2009 15:56

Yes this is a bit of a rant. But if you think you could offer some 'legal' suggestions, I'm all ears at this point.

My current situation )

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Comments 5

wolfushusky August 17 2009, 00:04:50 UTC
What did the bank say when you asked them for a consolidation loan? I assume it was bad news since you're still looking for a solution...

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jimfoxyboy August 19 2009, 18:09:21 UTC
Nothing. Said I needed a pay slip to show them from any work I'm doing before they'll look into it. And VISA says they can't do anything for six months because I let my credit slip past the limit too many times.

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wolfushusky August 19 2009, 22:05:17 UTC
So, are you going to take that piece of paper to them? Doesn't sound like they said nothing, to me.

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shiver_raccoon August 17 2009, 18:11:49 UTC
Line of credit at your bank? Larger credit limit on your credit card? Worst case, selling the car, or at least storing it somewhere and dropping insurance coverage?

Yeah, none of them are nice ideas, but it does sound like desperate times call for desperate measures. Hopefully something will work out for you!

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kelketek August 17 2009, 22:41:12 UTC
As I recall, you don't have a way to use a car right now anyway. You may want to call them, tell them that you don't plan to drive for a while, and ask them to give you more time. If they realize that they can't lose more money on you because you're not driving, they may relent a bit.

Hope that helps! *snuggles*

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