I had a couple of requests for this one, so...
* If opacity level isn't mentioned, it's 100.
* If layer blend mode *and* opacity level aren't mentioned, it's Normal 100.
From bottom to top:
Started with the base supplied by
love_stillness. Sharpen once, Edge Preserving Smooth set to 1.
Duplicated the base and desaturated, but not completely - I left in hints of red. Set to Screen.
Gradient, a PSP default I believe, set to Burn 38.
Exactly the same as step #2.
Duplicated the saturated layer again, played around with the contrast. Ste to Soft Light.
Fairly sure this one is by
crumblingwalls. Set to Screen.
Brush [the white part] that is quite possibly by
dorky_duck, but don't hold me to it.
Drew a line with the Line Tool, and half-erased the edge.
Duplicated the previous layer {line}, mirrored and flipped.
Georgia 5pt, Normal 37. I add a bit of drop shadow there in black, but I sadly don't remember the exact settings.
Another brush that is possibly by
dorky_duck, set to Soft Light.
Duplicate of the text, set to Screen.
And we're done!