Well, it is simple. Don’t spend more than what you have. Don’t ask your friends for money or get loans from anyone. If you want to buy something that is more than you can afford. DONT BUY IT. That includes your car. Cars are expensive and a luxury. Get a bike. Walk. Take transit. All are inexpensive and will save you money. First step to wealth = capital accumulation. Start SAVING not spending.
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~ J ~
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