Dear credit card scammers,
Please consider doing your scamming during normal business hours. Dealing with the bank at 3am is not my idea of a good night.
No love whatsoever,
Kit
*
So yeah, I got a text from my bank at 2.40am, telling me to call them urgently. At first I was like, nothing on earth could be urgent enough to get me out of bed at 3am, but then it turned out that I was so busy fretting about what was going on that I couldn't get back to sleep anyway.
So I got up and googled the phone numbers they sent me to see if I was being scammed. Unfortunately, everything looked legit, so I called them. After half a million security questions (and let me tell you, those things are hard at 3am), they eventually confirmed that someone had put a $600+ charge on my card at 2.30am this morning. Obviously not me, since I was in bed at the time.
They cancelled the card, and the fraud team is looking into it to decide if they'll reverse the charges (which I'm assuming that they will, although it's not like I have much experience with credit card fraud).
It's a bit weird, like I feel a bit creeped out by the whole thing, but I feel like I should maybe be more upset about it. Mostly I'm just grumpy about being woken up at 3am, and annoyed because I knew my card number off by heart and now I'm getting a new one. And I'm strangely pissy because when I told Mum about it, she had no faith in my ability to deal with potential scammers at 3am and made me call the bank again to make sure everything was okay. Priorities, I haz them :P