So! While I've been really busy at work, this has had some benefits. I am getting overtime pay again! In addition, April is a 3-paycheck month (bi-weekly pay schedule), so I've got an "extra" paycheck to play with. Finally, even though my student loans are at DEFCON-4, I still got a federal tax refund this year. I speak from experience when I say that this normally doesn't happen if you're behind on your student loans.
So what does this mean? It means that I have paid off my credit card with the smaller balance completely and I've put a good dent in The Big Credit Card. Despite being on the bad with the student loans, I'm trying to pay off my debt elsewhere. Then I can concentrate on those bad boys.
Yes, I know that not paying my student loans can have Repercussions. I've been here before. I know.