Run, don't walk, to equifax.com, order a credit report, and sign up for their credit watch service, for one thing (best $60 I've ever spent). That's a way of keeping tabs on potential identity theft issues, although it may or may not help with the insurance policy thing. But it will tell you if he's registered for any accounts in your name, and that sort of thing.
Also, pretty_words28 and I have a friend who is a lawyer, and he might have some helpful advice; I can put you in touch if you want.
I think you should call an attorney and also possibly the police fraud unit as soon as possible. Intrafamily identity theft is apparently incredibly common and it can destroy your credit rating and get you in major trouble.
In general, life insurance is not recommended anyway unless you have dependents, and most jobs with benefits will offer as much as or more than the average person needs.
P.S. Do you know which company the insurance is with? If so, you can call them and explain the situation and they will probably help you. You or he might be able to cash it out.
No no no no! Ew! Yuck! (I should mention I'm talking about the 10 gallon ziplock here. What would one possibly keep in such a thing except human heads?)
(Or am I all alone on that one? Anybody?)
Well, hopefully, the insurance company will call you up on Thursday, and you'll be able to say, "Shit no I didn't know about this - what can you tell me?" If you've got no reason to trust him - and it doesn't really sound like you do - then you should put an end to this little scheme of his at the opportunity that sounds like it will be presenting itself shortly.
Also, as previously mentioned: get your (free!) credit report, sign up for credit watch, and look for a lawyer.
Definitely check your credit.
anonymous
July 23 2006, 23:13:15 UTC
This is a good idea to do now and then anyway. You're entitled to one free report a year from Equifax, Experian, and Trans-something (union?). I recently checked all three (before I started asking for law school loans) and there were differences between them, so I would suggest that you check all three as well. If you're concerned about your father opening any more accounts in your name, you can put a credit freeze on your report. My name and social was on a computer that got stolen, so I went ahead and put a credit freeze as well. It's been kind of a pain with all of the loan apps, but every time someone tries to open a new account for me (sooooo many loans) I have to be called in order to verify that I am me. If you are worried that he may try to open something else if this bizarre fraud does not work out, you may do the same thing. Unfortunately, I don't know how to find out about more insurance stuff. Give me a few years, and I will be at your service
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Also, pretty_words28 and I have a friend who is a lawyer, and he might have some helpful advice; I can put you in touch if you want.
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In general, life insurance is not recommended anyway unless you have dependents, and most jobs with benefits will offer as much as or more than the average person needs.
Reply
Reply
Reply
(Or am I all alone on that one? Anybody?)
Well, hopefully, the insurance company will call you up on Thursday, and you'll be able to say, "Shit no I didn't know about this - what can you tell me?" If you've got no reason to trust him - and it doesn't really sound like you do - then you should put an end to this little scheme of his at the opportunity that sounds like it will be presenting itself shortly.
Also, as previously mentioned: get your (free!) credit report, sign up for credit watch, and look for a lawyer.
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