Is the difference in medical bills simply due to the fact that he was there for so longs. You are kind of making it sound as though insurance isn't paying as much as they would have if he were not premature.
Sorry you are stressed. Hope things get better soon.
If he were not in the NICU he would not have had the need for the doctors that charge $890 for thirty seconds of their time. I am not exaggerating about the time spent either. I was frequently there when they "checked him". The insurance is covering most that they are supposed to, but deemed some of his tests as well as some of his treatments and yes, the doctors checking him SO often to be unnecessary. There is no petitioning them, there is no help. Yet when I point out that I TOLD MY DOCTOR that something was wrong and my body was progressing too fast she told me to just try to relax (and that it wasn't likely i would go too early) because my insurance had a habit of denying certain treatments to prevent early labor they say it was my choice to not demand extra treatment. So yes part of the excessive bills come from the length of albert's stay, but most of it comes from this fucked up health care "system".
At least with our insurance at the time, when Bre was born and they had a problem with the procedures the hospital used excessively or without following the proper paper trail, they explicitly told us that anything they didn't cover wasn't our responsibility and that the hospital had to justify themselves or eat the cost. It sucks if your insurance isn't doing that for you. Then again that was less than three years ago and the same premium now buys less than half the coverage we had then so that plan might not do that anymore either
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Actually just ran into this again right now. Insurance doesn't want to pay for an ultrasound that the midwife did in June because they didn't get a pre-authorization. Different insurance company this time, but I was again told that the provider wasn't allowed to charge me for the service and that they need to work it out with the insurance company. They said that this was per their contract with the provider. Asked if this was something specific to CA but the rep I spoke with did not know.
You've had a lot of change and a lot of major events (good and bad) in your life in the last year. I'd almost be more worried if you didn't freak out because it might mean you've turned into a pod person. 0_0 In all seriousness though, try to take care of yourself the best you can, even if that means letting yourself have a freak out when you need it. Is there maybe a local Mom's group you could join? Meetup.com has a lot of them or you can start one of your own on there. I know I whine about my MOPS group (largely because of the whole Christian association) but it is nice to have a regular scheduled meeting with other parents that is largely centered around food and airing parenting frustrations and worries. It's not perfect, but it helps
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Sorry you are stressed. Hope things get better soon.
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Hope it works out for you.
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