FUCK!!

[kuroishinzo]

So ya... My motorcycles engine blew out about a month ago. I have to be able to get to work, so I have been borrowing my older brother's motorcycle for the last month. Well, this weekend was oil change time and since he was going to use it for the weekend, he did the oil change. As it turns out, his engine is also about to go (chunks of metal in

Comments

....well...

[motormichael]

500 down on a car... and 300 down for insurance = 800
Kris pays car payment and insurance... and 500 a month rent....
..so...get a car and spend the 500 a month rent money to continue cleaning up your credit...plus making the car payment will add positive credit to your credit history... and when the car breaks down you will have that 500 bucks to play with to fix it. Then when your credit is cleaned up go get an apt next to brett for 430 a month + 40 a month electric = 470 a month... wow now you have an extra 30 a month to put in savings!

look at.. www.drivetime.com

Re: ....well...

[kuroishinzo]

lol, Kris barely makes it on that budget (he barrowed 500$ from jonny last week to pay rent, lucky for him he had a tax return coming so he could pay him off and buy new tires for his car). Dont get my wrong, I am not saying that I can't afford it. Im simply saying that its going to be hard to come up with enough money super fast.

Re: ....well...

[motormichael]

..and we both know (and kris admits) he is horrible with money...he buys stuff he can't afford and then has to borrow money to get by. I'm the same way but I have managed to make my bill-income ratio so that if I have to screw up really bad to have to borrow money. I bed that you could walk into drive time(i rocmend them because they are big and not going to pack up and disaper the day after you buy a car)...but i bet if you walk in with a pay stub you could drive away with a car...you will probaly get a car for 7k but it will be 20-30% interest...so after five years you will have paid 10k because 3k of it or 30% went to interest. So you will probally have a payment of $220 a month for 4 years, %30 goes to interest, so your looking at a $7k car. Insurance usually wants 200 down, but since you already have a motorcycle insured you might not have to do a down payment. you will have to call and find out

Re: ....well...

[kuroishinzo]

I do not currently have insurance on the motorcycle (my term was up when it died so I didnt bother renewing-saved me $300). But yea Ive been looking at all kinds of different cars today at work. I need to contact insurance companies and see what rates are like