Good job! My bill is monthly, and has increased by $20 over the past five years. Not a lot, but then again it's another $20 that can't go elsewhere. Here in the states the premiums are based not only on your record, but on the state you live in. I keep ending up in places where the drivers must have abominable habits.
Here it seems to depend on so many things...including the whims of the company you opt for. We tend to change every year to a different company. The only way to keep things down to a reasonable level. Of course here also your record has a bearing...record of claims, any driving convictions etc bump up your premiums, but also such things as whether you park your car on the drive or in the street...some companies take those things into account as well.
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