Everyone I know dislikes having to get in touch with their bank, except for people who bank with USAA.
The
United Services Automobile Association is a financial services group with its origins in insurance. It has a membership base of about 10 million; members must have served in the military or be in the family of another member1. Wikipedia
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My current thoughts on health care is that there needs to be some financial incentives in the right places because just about every health insurance and doctor's office has pissed me right the fuck off.
I have quite a bit of ranting on the subject but I don't think I'm coherent enough to really lay out the problems and possible steps toward solutions right now. And in some ways I have no solutions, so maybe we're just all doomed to be fucked by health care, I dunno.
Maybe I should move to Belgium? I'm not sure it solves anything but maybe I'll be less annoyed if I'm dealing with fresh new hells instead of the same old ones.
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USAA is the only bank I have ever dealt with that makes me feel, when I need to call them, that I will be talking to someone who actively wants to help me fix whatever has gone wrong, will offer alternatives if they can't do it the way I was imagining, and will consider whatever they need to do part of the basic doing-business package and not a special favor or a service that comes with an extra fee.
I also qualify through my father, and have been banking with them since my parents opened a savings account in my name when I was twelve. I do everything I can through them because it lightens my burden of Dreading Doing Things and Dealing With People. I wish they offered health insurance; I would buy it from them in a heartbeat and never look elsewhere again. I would do my damn grocery shopping through them if I could. That company is the embodiment of helpful competence.
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I still have to close an account I no longer use at Chase and has $0. Ugh, it's so annoying/difficult to close it that I've been procrastinating on it for years.
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