It may not work for you, but I got in one of those debt reconciliation plans and they deal with these bozos and get you a more reasonable interest rate and lower starting amount. (They're also able to strong arm with the whole, "cut us a deal or my client will have to declare bankruptcy and you'll get nothing.")
However, bankruptcy might be a better option for you, I don't know.
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However, bankruptcy might be a better option for you, I don't know.
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