Finances

[maundereratwork]

After three months of working, I've realized that I've been spending beyond my means. My salary from last month is almost gone and I still have debts to pay. Aside from my credit card bill, I also owe my mother and sister some money. What's alarming is the fact that I'm single, therefore, I don't have mouths to feed. And I live in my parent's house

Comments

[shatteredlife20]

"But how about clothing, shoes, movies etc.?? No, no, no. Apparently, those are defined as wants. The thing is, for me to devise a good budget I must distinguish my needs from wants and do away with the latter. Of course, I've argued that clothing and shoes are basic necessities unless you want to be an outcast for being nude. But ok, let's assume that I'm not in constant need of clothes and shoes or that I'll only buy these when they're broken beyond repair."

You can use what you're using now. One doesn't need so many clothes (or shoes) when you have a lot you haven't used in a while.

"So, you get a phone which will last for years but how about your everyday credits?"

Load up 300-peso worth of credits and don't reply to unimportant text messages anymore. haha.

"My conclusion, I must get a raise!"

I'll see to it that your pay for February won't come. let's se how long you can stick to this budget of yours. HAHAHAHA.

***first comment. hahaha. yey. welcome to LJ. hahaha.***

[maundereratwork]

NOOOOO! Please don't torment me. HAHA! But yes I still intend to stick to my bugdet. :D

***Thanks! thanks!

[shatteredlife20]

But tormenting you is fun! hahaha.

Dillinger!

[ebonietheweird]

And now we have a suspect for the next bank break-in that hits the news. >:)

Haddo Meann! XP

Re: Dillinger!

[maundereratwork]

Hello Riddle! Oh yea John Dillinger! Don't worry I won't get myself killed. HAHAHA

Add me! :D