I find the thinking of financial institutions to be absolutely mind-boggling. For example, overdraft fees. Rather than refuse a check because you haven't sufficient funds in your account, the bank will clear the check, leaving you a zero balance and then charge you MORE OF WHAT YOU DON'T HAVE in the way of fees leaving you even further in the hole
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But what I REALLY hate is ...credit card offers. NO, DAMNIT, IT'S MY MONEY!!!!
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