Getting mugged is better than being shot. Got mugged in PGH a few weeks back, very friendly culprit. Probably not the case in HVN. Having a desireable car increases your risk of being carjacked. It's better to be sitting in your non functional car on the side of the road, than just sitting on the side of the road with no car. Traveling is good, did you do a weighted sum of these + and -'s?
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