Well, good to see Fiona doesn't have Sam and Dean's magical healing powers. Or Michael's sunglasses' magical healing powers for that matter - remember when they got blown up?
I thought the victim of the week was a little blah, but given that the victim lead to (a) Tyne Daly guest starring, (b) Michael running around in a tank top most of the episode, and (c) awesome car chases, I don't care all that much. I could have down without the extra special character development with the chew (ewww, gross), and MORE acetylene torch wielding! Whee!
And I recognized the young bad dude from Buffy's classic episode
"The Zeppo", in whence Xander delivers the classic line, "I like the quiet." Come to think of it, Xander was a little Michael Westen-y in that episode, what with the cool, collectedness in the boiler room, but I digress.
In sum: Insurance scammers bad, Michael Westen with fire pretty.