Shit. Not again.

Dec 19, 2005 22:25

I got my credit card statement today. Among the many transactions for stuff I know I made, were a series of charges made in South Florida from November 27th that were definitely not mine ( Read more... )

irritating shit

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Comments 24

margotlefaye December 20 2005, 03:38:41 UTC
{{{{{HUGS}}} That's awful! And, yes, I would think they'd notice charges being made simultaneously a thousand miles or so apart. Sheesh. Must be something in the air. We just got notice today that our mortgage company "lost" a tape with our personal information (including our Social Security numbers) in transit to the credit reporting agency. I can't tell you how thrilled that makes me.

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mshepnj December 20 2005, 04:19:51 UTC
We just got notice today that our mortgage company "lost" a tape with our personal information (including our Social Security numbers) in transit to the credit reporting agency.

Geez, that's awful. How the fuck do they lose something like that? I'm sorry to hear that and hope it works out for you without too much stress. Unbelievable. *HUGS*

What a pain.

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margotlefaye December 20 2005, 14:47:03 UTC
I have no idea how you lose something like our personal mortgage information. I'm also unnerved by the fact that your card was somehow fraudulently duplicated while still in your possession. The sophistication of these thieves is alarming. At our end, the mortgage company is offering everyone whose info was on the tape a free membership (for a few months, anyway) with a credit-monitoring agency, which I think I'll take them up on. I would imagine that if the tape has fallen into the wrong hands, the info on it will be used quickly, before there's time for people to sound the alarm. We can decide if we want to extend the monitoring service after the free period expires, just to make sure that no one is waiting for the alarm to blow over before using the info. The price of life in the information age, I guess. Again, I hope things work out for you quickly. And, it would be nice if they caught however did it, also quickly.

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mshepnj December 21 2005, 00:32:35 UTC
I think you can get a free credit report once a year by law - or something, especially if there's a chance you've been a victim of fraud or may be. But a few months monitoring might be good.

I filed a 90 fraud alert with Transunion and they will notify the other credit bureaus so that gives some comfort. Beyond that, I think the fraud alert can be extended for years but I'm not sure of the particulars. You may want to have them call you if anyone tries to run a credit score on you or applies for any new credit cards.

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canadiangirl_86 December 20 2005, 04:14:07 UTC
Ohhh, shite. That sucks. :S

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mshepnj December 20 2005, 04:21:26 UTC
Yeah, it does. Argh.

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alleynyc December 20 2005, 04:53:40 UTC
Unbelievably sucks. I'm so sorry.

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mshepnj December 20 2005, 12:08:50 UTC
Yeah, it's a pain. At least the card's been cancelled and I'll notify the credit reporting agencies to flag my account, and wait for the damn affidavit from the bank. Maybe they'll catch the person who did it this.

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lynner_k December 20 2005, 12:47:06 UTC
Ah man...that sucks ! And the bullshit you have to go thru to straighten it out is a bigger pain..I hope they find the schmuck...maybe they'll give you 5 minutes in the same room..

*hugs*

Hope it gets better...

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mshepnj December 20 2005, 23:14:44 UTC
Heh. Yeah, I'd love to see the culprit brought to justice, that's for sure. They never caught the bitch who hit our checking account. Maybe they have surveillance cameras or something this time.

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stars91 December 20 2005, 13:20:51 UTC
::HUGS::

That's terrible. We had someone steal the checks that come with your credit cards out of our mail box one time. Thankfully it was on a card we hadn't used in about 2 years and it was only for about $300 total so it was pretty easy to take care of. But I know how it makes you feel!

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mshepnj December 21 2005, 00:20:08 UTC
Yeah, we were talking about this at lunch today.

Our General Counsel had a box of checks stolen out of his mailbox. The woman who was using them was found with over 200 different sets of (other people's) checks in her possession when she was arrested. Apparently, she made a business of stealing from people's mailboxes. He doesn't have the checks sent anymore and goes to pick them up at the bank.

It's unreal how sophistocated these thieves are.

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