I'm sensitive to arguments that government should be small; that it should protect individual freedoms rather than supporting institutions; that the best policy is often for governments to remain uninvolved unless they're protecting their constituency from outside forces (and not from ourselves). I'm especially sympathetic to this notion because of
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But that's what the government is there to do: to protect you, be it from invading germs or Germans.
That said, I think if there were a system to forbid the coverage of people who smoke and get lung cancer (and so on), we'd have a similar coverage problem that we do now, where health insurance companies work the loopholes in the system to avoid covering people and keep costs low. Yeah, okay, we'd have to pay more to keep these people alive, but many of these lines are fuzzy. Smoking makes you more likely to get cancer; it doesn't guarantee it, just like eating tons of red meat makes it more likely that you'll have a heart attack. Should we not cover people who like steaks? What about people who don't exercise or who eat a lot of sugar? What about someone who drinks only very occasionally- should we cover them if they end up with liver cancer? Everyone can be accused of not keeping fit enough in some way.
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For that matter, does this mean the government has an obligation to provide insurance to everyone, or merely make sure it's available to everyone, possibly through other entities? And should it force people to be insured?
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Anyone who doesn't believe that universal health care is a human right is either irreparably selfish or irreparably stupid.
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But negative rights are rights to be left alone. They are rights not to be subject to an action of another human being. It says nothing about disease.
Being endowed with certain unalienable rights, among which are life, liberty, and the pursuit of happiness, is not the same as saying that the government's job is to protect us from everything that may harm or attack us. The military and the police are designed to protect us from people (countries, fellow citizens) who don't want to leave us alone (how well they do that job is a subject for another discussion). I don't see how it follows that the government is then also justified in ( ... )
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I'll note that the profit margin isn't the biggest issue (see the third comment to that article in particular, and googling the topic brings up a pile of articles on the same thing); and some organizations are even nonprofits (which, granted, can still pay high salaries). I agree that the US health care system is not the best out there. There are very many ways that it could be improved. But I'm not convinced that the current universal health care bill will improve anything.
(And hey, it takes an X Prize to motivate some people to improve health care.)
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