Kudos to Union Bank of California

[neoteny]

Of the three mortgages I've had in my life, all have been through Union Bank, and all through the same agent. When I refinanced into my current 5/1 ARM six years ago, there were two features of the mortgage that I didn't really appreciate until recently. One is that UB doesn't resell or repackage their mortgages, meaning I'd always interact with

Comments

[triath]

My Credit Union hasn't ever sold mortgages either, and avoids nearly all fees and I LOVE it.

I'm so glad to hear that someone else is in the same happy mortgage boat!

[kittenrae]

Nice!

[madbard]

That sounds like a great arrangement. (They're probably pleasantly surprised whenever someone sends in a mortgage check.)

[infopractical]

That's very fortunate for you.

Do you know what that option cost you when you first took out the mortgage?

[neoteny]

It wasn't a separate option, so I can't really say.