(no subject)
I really, really want a house. Reasons are as follows.
1) Rent is waaaay too high right now, and it keeps going up. We also pay all utilities, so that brings our monthly costs up even more.
2) we need more space, but the three bedroom apartments are even more!
3) I can't handle all of the stairs anymore. I know other people do it all the time, but it's a lot for me.
Reasons why we won't get any type of loan
1)Bad credit. It's mostly medical bills, or credit I took out when I was an idiot in college :(
2)Lack of down payment.
Reasons why I REALLY want this house in particular.
1) My favorite great aunt lived in it, and I think her husband built it.
2) It's across a field from family
3) It's $86,000!
4) I looked into what a mortgage would cost (including insurances, taxes, utilities, etc) and it's still A few hundred less than rent!
5) We don't care about a resell value, because we'd want to keep it in the family. My family has had that land for a really long time, until part of it was sold.
6) It's the perfect size
7) We would actually be able to afford to live there, unlike where we are now. And we're in low income housing right now.
1) Rent is waaaay too high right now, and it keeps going up. We also pay all utilities, so that brings our monthly costs up even more.
2) we need more space, but the three bedroom apartments are even more!
3) I can't handle all of the stairs anymore. I know other people do it all the time, but it's a lot for me.
Reasons why we won't get any type of loan
1)Bad credit. It's mostly medical bills, or credit I took out when I was an idiot in college :(
2)Lack of down payment.
Reasons why I REALLY want this house in particular.
1) My favorite great aunt lived in it, and I think her husband built it.
2) It's across a field from family
3) It's $86,000!
4) I looked into what a mortgage would cost (including insurances, taxes, utilities, etc) and it's still A few hundred less than rent!
5) We don't care about a resell value, because we'd want to keep it in the family. My family has had that land for a really long time, until part of it was sold.
6) It's the perfect size
7) We would actually be able to afford to live there, unlike where we are now. And we're in low income housing right now.