I was reading a fic recently that had an aside when the main character was baffled as to why people went to the emergency room with "minor" complaints. It's not the first time I've heard this complaint, and I wince every time that I do, so I figured I could maybe offer some perspective as a former Abuser of the Medical System (tm).
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On being on your own, broke and sick. )
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In Canada, even though I have Alberta health care, which will cover me for hospital and doctor visits, if I don't have health insurance (usually through an employer), I'd still have to full price for things like prescription drugs, ambulances, dentist cleanings and outpatient treatments. But overall, the offered benefits are more thorough than what my understanding of basic care in the US covers.
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And I do remember when walk-in clinics weren't really a thing, not after hours.
I don't really understand the judgment of people going to the ER for minor complaints? I mean, they do make you go last. All the gaping head wounds are seen first. I had to wait 7 hours one night while I had a fever of 104. For antibiotics.
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