Congratulations. That's always fun to know you *can* buy a home if you want one. :-)
Just a tip from a homeowner... What the bank says you can afford and what your wallet really can handle are often two different things. The bank doesn't really look at your other bills when it picks that number, nor does it take into account real estate taxes, etc.
Make sure you run your own numbers against your budget. It may seem obvious, but a lot of people don't.
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Just a tip from a homeowner... What the bank says you can afford and what your wallet really can handle are often two different things. The bank doesn't really look at your other bills when it picks that number, nor does it take into account real estate taxes, etc.
Make sure you run your own numbers against your budget. It may seem obvious, but a lot of people don't.
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