2009 is going to be a rough year financially. 2007 was fraught with reckless spending that didn't disrupt my semi-comfortable living in 2008, just hung like a cloud over that specific year. Now, however, the bills and debts I have accrued are lashing back at me ten-fold what I struck out at them and it's not been easy to handle. For example, I
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Hang in there.
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