I see a flaw in your ISA

[omnisppot]

My bank just sent me a leaflet with the title "Let us shine some light on the most rewarding way to save". It's about ISAs

Comments

[untermensch]

Yeah, that's pretty much why I'm not bothering with ISAs

[djpsyche]

If they were getting 3.2% on their ISA like I am, they'd get £32.64 extra. Booya!

[omnisppot]

Does yours drop down to 1% after one year?
I just don't see the point of savings schemes that barely (or don't) keep up with inflation. OK, if you're saving for a decade you don't want to lose money, but otherwise... is it worth the hassle?