holy bejeezus.
Okay so.... I have to share this excitement that I can't believe is really happening.
First off, just let me say that I will never be able to repay my parents for everything they have ever done for me. I feel so lucky to have them, and anything that I have done good in my life my parents are either directly or mostly responsible for. They either helped me out, or lead me in the right direction and they've done it for me my whole life. I know times are hard right now on a lot of people, and I hope I am able to help out in anyway I can. Either as a friend, or providing a place to stay, or whatever.
With that being said.... my parents are helping me buy a house! It's going to be completely in my name, and they are the co-signers. They are going to pay for whatever closing costs there are, and I will be paying them back when I become a nurse. We were shopping around, looking at houses all weekend. We went with the realtor on Saturday and looked at 3, and we're supposed to go again probably tonight and tomorrow. Because so many are bank owned, we're going to be writing up a few offers this week already. It could still be a long process until it is sold to me, but it could be within just a few weeks. We drove by this amazing one right down the street from Matt Izvenari's house. I want it soooo bad, but it's so unlikely. It's going to have a ton of offers on it if it's not already sold. But we'll find out tonight.
Anyways, the plan would be to either move into in a few months or so (depending on our situation with Doug. I don't want to leave him hanging when we've arleady planned on moving in with him). If and when we move in, we'd rent out either one room, or two, and that would cover almost the whole mortgage. Or, if we rent the whole house out, we would have the mortgage covered, and extra money on top of that. Plus I'd be a homeowner, so my taxes at the end of the year will be much much more.
This is just so insane. I would have never imagined that this would be able to happen. Honestly though, if you have really good credit, or have someone to co-sign for you, I would seriously suggest saving up one or two thousand for closing costs and you'd be able to buy a house too. They have this new deal where if you're a first time homebuyer, you can get 8-10 thousand dollars just given to you from the government basically. This can be used as your down payment, so the only cost you have to cover upfront are the closing costs which could be 1-2 thousand. That's about all I've learned so far. lol All the talk is like another language. Amy came with me, and we were just looking at each other like, what???
I think Amy and Trevor are going to look into buying in the next year or so too. If you're able to save up that money, I think it's really worth it to try. And if for some reason it can't happen, at least you have all that money in savings which is always good.
Okay, enough talk about all that. How was everyone's weekends? We went to the A's opening game on Friday which was a lot of fun. Then came home to Lo, Vanessa, Aaron, Tyler, Chris, and I think Tyson over. I can't remember exactly who was there... It was a good time. Saturday I looked at houses, then Sean and I had to go to San Ramon to pick up a new dresser we bought, then I had to meet with the realtor with my parents (and amy came too). That took up most of the night, and we didn't get home until almost 10. Amy and I watched Bedtime Stories which was pretty cute. Sunday I went looking at houses in the morning with my parents, then to my brother's for Easter which was a great time. No one knew yet about the house buying so my brothers were all into it with me and gave me congrats and stuff which made if feel even more surreal! It was a good weekend.
Sean isn't as excited about all this as I am, and I can't understand why. Well I understand part of it, but I just want him to realize that as long as we're together, this is something that really really really benefits him as well. This is going to help us both be able to go to school and get our life started. I don't want him to view it as my parents help me out so much and his family doesn't help him at all cuz that's how he's feeling. I totally understand, but I don't know how to make him feel better. I just hope he can be happy and see that this effects him a lot too. He got a little more excited last night when I showed him the house with the deck and pool. lol Even though it's highly unlikely we'd be able to get that house, I think it helped him to see past his depressed thoughts.
It's nice to have Amy and Trevor excited for me though. Trevor is all into asking me a bunch of questions and Amy gets excited to look at them with me and telling me, "Just think Kim, when you have your own house, you'll be able to do this... and that...." hehe
You know what's totally ridiculous and totally makes me animal woman? The houses I like the most are the ones with a perfect place for the dogs. haha Like this one had a dog run on the side with all nice big trees for shade, and plenty of room. I fell in love, BECAUSE OF THAT. ay yi yi....
Okay, I'm done typing. I have to pee.